Findings & Remediation

4 findings across all reviewed relationships

Open Findings

3

Require attention

Overdue Actions

2

Past due date

In Progress

1

Being remediated

Closed This Month

0

Since Apr 1

Open3

SeverityCategoryFindingRelationshipOwnerDueActions
highCredit Risk

Debt service coverage ratio has declined below the 1.25x covenant minimum to 1.08x. Three-...

Obtain updated financial projections from management. Consider requiri...

Acme Manufacturing LLCJane SmithMay 15, 20260/2
Open

Obtain updated Acme financial projections

Request 2026 budget and 3-year projections from Acme management. Include revenue...

Jane SmithhighApr 30, 2026
Open

Schedule Acme management meeting

Arrange meeting with James Wilson and Acme CFO to discuss declining performance,...

Jane SmithhighApr 15, 2026late
mediumCredit Risk

Fox Valley Auto Group shows declining revenue trend (-21.6% over 2022-2024) with DSCR appr...

Obtain updated dealer financial statements and floor plan audit. Evalu...

Fox Valley Auto GroupJane SmithJun 30, 2026--
mediumDocumentation

The CRE appraisal for the manufacturing facility at 1250 Industrial Parkway is 38 months o...

Order a new appraisal immediately. In the interim, perform an internal...

Acme Manufacturing LLCJane SmithApr 30, 20260/1
In Progress

Order new CRE appraisal for Acme facility

Engage approved appraiser to perform updated appraisal of 1250 Industrial Parkwa...

Sarah JohnsonhighApr 15, 2026late

In Progress1

SeverityCategoryFindingRelationshipOwnerDueActions
highCovenant Monitoring

Greenfield Dairy has breached both the DSCR minimum (0.82x vs 1.25x required) and TNW mini...

Issue formal covenant breach notice. Require monthly financial reporti...

Greenfield Dairy CooperativeJane SmithApr 15, 2026overdue--